中国银行业总资产居世界第一位。
中国银保监副主席周亮周五指出,过去5年,中国金融风险一批重大隐患被“精准拆弹”,处置不良贷款约12兆人民币(7兆7832亿1000万令吉),超过之前12年总和。他强调,要平衡好稳增长和防风险关系,在保持经济大局平稳前提下,有序处置风险,稳妥化解中小金融机构的风险,保障房地产融资平稳有序,支持地方保交楼稳民生。
周亮提到,金融与实体经济良性循环逐步形成。2022年6月底,银行业总资产367兆7000亿人民币(238兆4910亿令吉),居世界第1位。保险业总资产26兆6000亿人民币(17兆2528亿令吉),位居世界第2位。过去5年,银行业的信贷年均增速11.8%,超过资产年均增速约4个百分点。资产结构与实体经济需求更加契合,普惠型小微企业贷款、涉农贷款年均增速分别达到25.5%和14.9%。截至今年6月末,制造业贷款余额26兆人民币(16兆8636亿令吉),大病保险已覆盖12亿2000万名城乡居民。基础金融服务覆盖率超过99%。
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